Food and Finances

Be A Supermarket Genie My wife is a great shopper when it comes to buying food. Most people don’t know that she has managed to keep our grocery budget to $250 a month for a family of four for years. (And I eat like a horse). She comes from an extremely frugal family where lessons [...] Read more »

Revealed: The Number 2 Reason Why Loan Modifications & Short Sales Fail!

The housing market has been the number one problem for clients of mine this year. I am compelled to spend a lot of time with short sale experts, mortgage lenders, and real estate agents to find out the best opportunities for my clients. Recently I sat down with Todd Bittner and he revealed the following [...] Read more »

Money Health Woes

My wife and I frequently talk about the state of our countries economic condition. As a financial coach, I am privy to the stories that break your heart as well as make you wonder how much some people can take emotionally and physically when they are dealing with overwhelming financial issues. My wife, kids, and [...] Read more »

The Art of Having a Goal

I love to fish. More specifically, I love to fly fish from a float tube in high desert lakes. Some of the most monstrous, gorgeous fish slide around in these lakes keeping a bulbous eye out for my fly, and the cool mountain air I breathe as I wait for them to discover it – [...] Read more »

Job, Career, or Vocation?

Fired. Laid off. Sacked. Redundant. Down-sized. Dismissed. Terminated. Canned. Let go. Walked out. Feel a lump in the throat after that list, any of you corporately employed? As threatening skies foretell continued economic recession and ensuing layoffs, I have had several career-coaching clients ask whether companies are required to notify their employees about the dissolving [...] Read more »

Making Change

Show of hands, those in the room who find it difficult to change their life direction? I’m guessing at a roomful of raised hands. Some like imposed change but struggle with internal motivation; many procrastinate; others love routine and hate the chaos and stress that change requires. In efforts to avoid change, I can get [...] Read more »

Protect Your Data

No small business, home-based or otherwise, should be without a system for protecting its information. From spam to sophisticated hackers, the hazards of the digital age range from relatively harmless and irritating to downright disastrous. As my wife and I found recently, loss of information can happen as easily as combining a moment of miscommunication [...] Read more »

Cross-Train Your Spouse- Leaving Your Spouse Prepared for the Great What-if’s.

One of the greatest ways to say “I love you” to your spouse is to make sure they are prepared to handle all financial situations and know where all the important documents are located if you are unable to manage those things temporarily or permanently. In most marriages and relationships, one person tends to take [...] Read more »

A Sweet Set of Wheels

The lovely vehicle pictured to the left looks remarkably similar to my very first car. A hand-me-down from my grandparents, this wagon (the original “War-Wagon”) drove me to high school keg parties in the desert (I was a bit mischievous), idled while I kissed girlfriends (ok…a little more than a bit), and endured its roof [...] Read more »