By now you can see that planning is a major theme in my coaching to success in personal finances. This remains true when I advise start-up businesses. Every business needs a business plan. There are different reasons for having one, but it is critical to the success of a business. Without a plan of action, [...] Read more »

My friend Eric Kruckenberg pastors a church in Japan now, but he was a hell raiser as a young man. I know this, because I used to raise hell with him. Read more »

Check us out, we got a facelift! Victor Encinas Coaching is happy to announce we have newly remodeled our website. We are still located at www.victorencinas.com, but take a look at all our improvements! We want to offer you easier access to the same life-changing services, money-saving tools, and up-to-date financial and career information that [...] Read more »

Starting a small business is no small task and the more you prepare before taking off, the greater chance of success you will have. People frequently start a business that doesn’t match their interests and abilities. Before diving head-first into a start-up just for profit potential, do some soul-searching and consider what vocation fits you. [...] Read more »