Dr. Scott & Mrs. Dara L. – Cave Creek, AZ

Dear Victor, I wanted to express our appreciation for all the work you’ve helped us accomplish. Prior to coming to you, we had no idea where our finances were, how much we were spending, or where we were going. After just a few short months we’ve been able to manage on a fixed budget despite [...] Read more »

Bob and Lori B. – Scottsdale, AZ

We hired Victor Encinas to assist us in managing our finances with the goal of becoming better stewards of our resources. Victor is motivating, inspiring, competent and caring. He helped us put a plan together for success and wealth building. He has had excellent training with Dave Ramsey who recommends him as a great financial [...] Read more »

John & Barbara M. – Glendale AZ

Victor, Your guidance has been instrumental in educating Barbara and I to the importance of budgeting, saving, spending only what we earn and eliminating debt.  Since working with you we feel we have gained more control over our finances and we now have applied the important component of accountability to our finances. Most importantly you’ve [...] Read more »

Roger G. – Phoenix, AZ

Victor Encinas has expertise that transcends financial advice, coaching, counseling, etc. Victor assumed a trusted advisor role, as well as becoming a friend and a Christian brother. His credentials, tools, and resource network are impressive, but that aside, he was able to get to vulnerability and relationship with my wife and I. Victor beautifully articulates [...] Read more »

Diana M. – Phoenix, AZ

My husband and I are $36,000 in debt.  Making the appointment to meet with Victor was a very wise decision! I was so overwhelmed with the burden of our debt and not knowing how to plan or pay it off.    Victor helped us create a plan and get our finances organized by providing us [...] Read more »

Julie B. – Phoenix, AZ

Victor Encinas helped me at a time when I didn’t know what I was to do.  I had been laid off my job, all my investments were in the process of failing, and I was completely bound by fear!  By genuinely listening and coaching me, Victor proved to be the Godsend I needed.  I’m still [...] Read more »

Floyd B. – Midwest City, OK

Victor helped me direct my time and effort toward the great ideas that gave me the most joy and satisfaction. He has helped me release some of the blockage in my mind and now there is a better flow to my life….Victor was able to help me discover and focus on my strengths and talents, [...] Read more »

Jeff C. – Phoenix, AZ – Marketing Manager

Victor Encinas Coaching has assisted me in finding my true passion and helped me solidify my movement from job, to career to VOCATION. I was able to work through the process with confidence that I would not be afraid and that I would really enjoy my time spent with Victor… …Victor’s wisdom and insight have [...] Read more »

Ben A. – Glendale, AZ

I attended Victor’s “48 Days to the work you love” workshop this past summer. He helped me to establish an understanding and knowledge about what I truly want to being doing for not only my job, but my vocation. The class was extremely helpful. Two thumbs up for Coach Victor! Thanks Victor! Read more »