I had been in denial and depression regarding our financial situation that I was not dealing with debt issues head-on. What I felt was missing from our life before our financial turn around which finally drove me to change was that we had no “plan”, we had no plan to deal with our problems and I felt like the Lord couldn’t bless us with direction if we didn’t know what direction we were intending on going in. We signed up for financial management classes and got in touch with Victor Encinas who boosted our focus, confidence, and dedication to making drastic changes. We felt totally comfortable with Victor as our coach, we had what we felt like was a lot of dirty laundry and he helped us prioritize, remain calm, and make reachable goals. We have paid off four major debts and reduced our overall debt by over 22,000 dollars in less than a year. We still have about a year to go before we’ve reached a majority of our short term debt goals but we’re well on our way, we’re further on the path to freedom than we have ever been, we’re making real progress and have the skills and tools we need to keep going in the right direction. We’re so grateful for the help and guidance Victor provided, we’d recommend him without reservation for anyone ready to make a change in their financial lives.
