Dear Victor, I wanted to express our appreciation for all the work you’ve helped us accomplish. Prior to coming to you, we had no idea where our finances were, how much we were spending, or where we were going. After just a few short months we’ve been able to manage on a fixed budget despite irregular income, save up a three month emergency fund, and become debt free except for our mortgage.

We now realize even high income earners can be lost in the financial world and, thanks to your coaching, we now have a road map for success. We were most impressed with the way you helped us to see where we needed to change our habits without making us feel badly about the decisions we had made previously. Additionally, your ability to work around our needs and flexibility with our choices made this transition much easier.

Again, thank you for all your hard work and we look forward to referring our friends and family.

About Victor Encinas

Victor is a certified financial counselor by Dave Ramsey’s Lampo Group, 212Connection.com Approved Coach, and a Seminar Team member for Dan Miller’s 48 Days to the Work You Love seminars. He enjoys life by clearly and compassionately helping his clients create and achieve their vision to thrive. Victor serves his church by facilitating financial programs and helping others to realize their potential in the financial and career areas of their lives. Victor resides in Phoenix, Arizona with his lovely wife Laura and their 2 adorable children, Jude and Audrey. Victor loves to fly-fish for brown and rainbow trout in the small creeks and high desert lakes of Arizona, as well as, play guitar, eat Japanese food, play baseball with his son, Jude, and read to his daughter Audrey.

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