Jennifer R. Phoenix, AZ

I would like to thank you for the time you spent with me getting my budget in line.  Being a Dave Ramsey fan for several years has allowed me to have a pretty good foundation of his ideas and suggestions when it comes to money – I just needed encouragement and tools to get (and stay) back on track.  I really love the spreadsheets you provided!  They made the information more user friendly and I love how they calculate the information.

My favorite forms you provided were the allocated spending plan and the savings allocation sheet.  I use these forms consistently and they have really allowed me to manage my income and expenses.  Thank you for your inspiration and assistance with getting back on track to financial peace.

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