Victor, Thank you for your financial help and encouragement. When we first came to your office we were in great despair. We were debating whether we should file bankruptcy and if there was something else to do. We had taken the Dave Ramsey “Financial Peace” and were still feeling very overwhelmed and unsure of what direction to go in. We had gone to a debt counselor and did not like the ideas that he had offered us, so I thought maybe there was information on Dave Ramsey’s website and sure enough there was your name. We felt at ease immediately once we started talking to you. You gave us hope again. Although we are still working on our debt, we now have goals and know the direction we are going is a good one. Its funny, whenever we want to buy something we always say “what would Victor do?” ( I absolutely mean no disrespect to Jesus). We were joking that we should get bracelets that say “what would Victor do?” It has really helped us to change the way we think about how we are spending our money. I prayed for the Lord to help us in our financial situation and He has answered us through sending us to you and getting Danny a better job. Again I thank you for all the help and especially the encouragement you have given to us. May God continue to bless you and give you wisdom and discernment.
